ASSESMENT OF CREDIT RISK MANAGEMENT: THE CASE OF AWASH BANK

Abstract

This research paper aims to assessment on the An Assignment of Credit Risk Management Practice; The Case of Awash Bank Addis Ababa With reports of the varying degree of successes and failures recorded by the companies in different departments. To address the research objective 50 sampled respondents were selected. To select sample respondents from the total study population simple random sampling was taken from each strata because it provides an equal chance of all members being selected in the sample and avoid bias. Then, to select samples from the population in order to get the required sample size in Addis Ababa proportional sampling technique has been used to get the required sample size. Data were analyzed using SPSS 26 software package. Descriptive statistics research approaches were employed. The descriptive statistics such as frequency, percent, mean and standard deviation were used for describing the demographic characteristics of respondents and the dependent and independent variables. The inferential statistics like Pearson correlation coefficient(r) and multiple linear regressions were used to determine if there is relationship existed between independent and dependent variables. Descriptive research can be done using both qualitative and quantitative methods. Some popular methods include surveys, interviews, experiments, and observational studies. Collect and analyze your data. The study recommended that the companies have to give more emphasis in improving performance require to institute a strong credit risk management system that can efficiently identify bank able borrowers and a system that can monitor their performance after the loan is granted.